A Better Way Blog
Plain-English guides for individuals, families, and the self-employed in Illinois and Missouri.
Millions of Illinois and Missouri residents are leaving money on the table because they assume they earn too much for subsidies. Here's how Premium Tax Credits actually work — and how to find out your number before Open Enrollment begins.
Read Article →Freelancers, contractors, and business owners have more options — and more decisions — than a W-2 employee. This guide walks through every coverage path, including ACA plans, health sharing, and HSA strategy.
Read Article →Losing employer coverage triggers a 60-day Special Enrollment Period. COBRA is rarely the best option. Here's how to compare COBRA, ACA Marketplace plans, and short-term coverage before you decide.
Read Article →📝 More articles coming soon. Contact Larry if there's a topic you'd like covered.